Terms of Service


These Terms of Service ("Terms") govern your access to and use of the sfwpay website (the “Website”) and any related services provided by sfwpay ("we", "us", or "our"). By using this Website, you agree to these Terms. If you do not agree, please do not use our services.


1. Use of Our Website

You agree to use the Website only for lawful purposes and in a way that does not violate the rights of, restrict, or inhibit anyone else’s use of the Website.

You must not:

  • Engage in fraudulent or unlawful activities

  • Attempt to gain unauthorized access to the Website or any related systems

  • Transmit viruses or malicious code

  • Copy, reproduce, or exploit any part of the Website without written consent


2. User Accounts

To access certain features, you may need to register for an account. You agree to:

  • Provide accurate and up-to-date information

  • Keep your login credentials confidential

  • Be responsible for all activities under your account

We reserve the right to suspend or terminate your account at our discretion.


3. Services and Transactions

sfwpay offers financial services such as currency exchange, transfers, and account management. All transactions are subject to verification and compliance with local laws and international regulations (AML/CTF policies).

We reserve the right to:

  • Refuse or cancel any transaction

  • Request verification or additional documentation

  • Limit service availability based on location or user behavior


4. Fees and Payment

All applicable fees for services will be clearly communicated prior to confirmation. You are responsible for any third-party fees (e.g., bank, network, or transaction fees).


5. Intellectual Property

All content on this Website, including logos, text, graphics, and software, is the property of sfwpay or its licensors and is protected by copyright and trademark laws. You may not use, copy, or distribute this content without prior written permission.


6. Disclaimer of Warranties

The Website and services are provided "as is" and "as available". We make no warranties, express or implied, regarding:

  • The availability, accuracy, or reliability of the Website

  • The results of using the services

  • The security of your data (though we take reasonable measures to protect it)


7. Limitation of Liability

sfwpay is not liable for any indirect, incidental, special, or consequential damages arising from:

  • Your use or inability to use the Website

  • Any unauthorized access or use of your data

  • Any errors or omissions in the services


8. Termination

We reserve the right to suspend or terminate your access to the Website at any time, without notice, for violating these Terms or engaging in suspicious activity.


9. Changes to Terms

We may update these Terms at any time. If we make material changes, we will notify you by email or by posting an announcement on the Website. Your continued use of the Website constitutes acceptance of the updated Terms.


10. Governing Law

These Terms are governed by and interpreted in accordance with the laws of [Your Country], without regard to its conflict of law principles.


11. Contact Us

If you have any questions about these Terms, please contact us at:
📧 Email: info@sfwpay.com

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